(a) Website Disclaimer
These Terms apply to your use of our website. If you are not over 18 or not
living in the United Kingdom you will not be able to use this website and you
should not attempt to make an application, although subject to your
acceptance of these Terms you should feel free to browse.
If you do not agree to be bound by the Terms set out below you should not use this website.
The following words have the following meanings:
“Terms” means these terms and conditions;
“Product Provider” means any lender, broker and administration provider, or
any other financial institution;
“Us/Our” means Clarion Digital Limited;
“You” means the user of the website.
Copyright Trademark and site content
You acknowledge and accept that all copyright, trademarks and all other
intellectual property rights in all material or content provided as part of the
website belong to us, or a Product Provider. You may download material from
this site for your own use only. No right, title or interest in any downloaded
materials is transferred to you by such downloading.
Any other use of the material and content of the website is strictly prohibited
and you agree not to copy, reproduce, transmit, publish, display, distribute,
commercially exploit or create derivative works of such material except for the
purpose of applying for shares or with our written consent.
Our Liability to you
While we will use all reasonable endeavours to ensure the accuracy of any
information placed on the website, we make no representations or give any
warranties of any kind with respect to this site or its contents and we disclaim
all representations, except where fraudulently made, and warranties. In
addition we make no representations or warranties about the accuracy or the
information contained on this website. The information provided to you in
connection with the products is provided by the Product Providers and you
acknowledge that we have no liability to you with respect to the accuracy of
such information. As we rely on information given to us by third parties there
may be a time delay in keeping that information up to date. You should
therefore check the accuracy of the information.
These disclaimers do not attempt to disclaim liability for matters that cannot be
excluded under any applicable English law.
We make no warranty that the website will meet your requirements or will be
uninterrupted, timely, secure or error-free, that defects will be corrected, or
that the site or the server that makes it available are free of viruses or bugs or
represents the full functionality, accuracy or reliability of the materials. We will
not be liable to you for any loss of content or material uploaded or transmitted
through the website.
We cannot guarantee that a Product Provider will be able to provide a funding
solution at any particular time. We do not accept any liability in the event of
withdrawal of any offering of a loan or for rejection of your application by the
Product Provider for any reason whatsoever.
Neither we, nor any of our directors, agents or employees will be liable for
damages arising out of or in connection with your use of this site. This is a
comprehensive limitation of liability that applies to all damages of any kind,
including, without limitation, compensatory, direct, indirect or consequential
damages, loss of data, income or profit, loss or damage to property and
claims of third parties. We do not exclude any liability for death or personal
injury resulting from our negligence or that of our directors, agents or
This website is designed to provide you with general information only and
does not attempt to give you advice on any particular loan or to recommend
any particular product provider to you.
In using this website, we require that you abide by these Terms. If you fail to
abide by them, and this failure causes us to suffer a claim, action, liability, or
loss because of your failure to abide by these Terms, you agree to indemnify
us, on demand, for all costs and expenses, including legal fees, which arise
out of your failure to abide by these Terms.
We reserve the right at any time to modify or withdraw, temporarily or
permanently, the website or any part of it without notice to you and we will not
be liable to you in any way for any modification or withdrawal of the website.
We also reserve the right to modify these Terms without reference to you.
We reserve the right at any time to refuse to process a transaction for any
reason. We will not be liable to you or any third party by reason of our failing
to process a transaction.
By making an application for any investment or insurance you expressly
authorise us to transmit information or to obtain information about you from
third parties from time to time, including but not limited to your credit reports,
in order to authenticate your identity.
Third Party Links
In the event that there are third party links to other websites for your
convenience, you acknowledge and agree that we are not responsible for the
availability or functionality of such external sites. We do not endorse the
content of any external sites and are not responsible or liable, directly or
indirectly, for any loss however caused to you by your use of any external site.
The information on this website is for residents of the UK only.
We shall not be liable to you where performance of any of our obligations to
you is prevented, frustrated or impeded by any circumstance or cause beyond
If any part of these Terms is found to be unenforceable as a matter of law, all
other parts of these Terms shall not be affected and shall remain in force.
These Terms shall be governed by and construed in accordance with English
law and the English courts shall have jurisdiction over any disputes between
(b) Privacy Statement
Clarion Digital Ltd takes the issue of privacy very seriously. This statement
sets out our practice concerning data processing.
What data do we hold about You?
This website is provided by Clarion Digital Limited (“CL”) to help you to source
finance products to meet your individual or Company needs. To do this we
may obtain certain information from you about your personal and financial
circumstances. The information that you give us will then be passed by us to
potential product providers who will use that information and respond with the
terms they are prepared to offer.
How we use your data?
The nature of our service means that depending on the nature of your enquiry
we have to share your personal data with our partners who provide the
products and services that you request. For example after completing our
enquiry form your details will be passed on to the relevant partner concerned
to fulfil your request.
What are “cookies” and how we use them?
For each new visitor to the website we automatically log certain information
about how you are using our website. If your computer browser is set up to
accept them, we use a feature known as a “cookie” which contains information
that is stored on your computer hard drive for record keeping purposes.
Cookies allow us to make our website more useful based on stored
information about your preferences when you visit our website. If you do not
wish for information to be recorded in this way, you are able to configure your
can do this for example on Internet Explorer by clicking “tools”, go to “Internet
Options”, go to the “Privacy” tab and select “Block” for “first party cookies” and
then “Block” again for “third party cookies” and un-check “always allow
We use Google analytics to analyse visitor behaviour on our website. This
analytical system generates data about visitor behaviour by using cookies
which are stored on users’ computers. The information generated relating to
the use of our website is used to create reports that are used internally by the
Company. Google stores this information. For further information about
Where is your data stored?
Clarion Digital Ltd is the registered data controller of your personal data for the
purposes of the Data Protection Act 1998.
All personal data provided by you is held securely and in confidence by us in
our computerized records. You have the right to inspect the data we hold
about you at any time. If you wish to do so, please write to us at:
Clarion Digital Ltd
71-75 Shelton Street,
England, WC2H 9JQ