Revolving Credit Facility

Use our revolving credit facility service to help improve your business cash flow.

What is a Revolving Credit Facility?

A revolving credit facility is a flexible finance solution that allows businesses to access funds up to a credit limit. As you repay the borrowed amount, the credit becomes available again, making it ideal for managing cash flow fluctuations and covering unexpected expenses.

Unlike a traditional business loan, which provides a lump sum with fixed repayments, a revolving credit facility works more like a business credit card. You only pay interest on the amount you draw down, providing greater flexibility.

Benefits of a Revolving Credit Facility for Businesses

Improved Cash Flow: Access funds when needed to cover short-term gaps.
Flexibility: Repay and borrow again without reapplying.
Cost-Effective: Pay interest only on what you use.
Quick Access to Funds: Suitable for urgent financial needs.
Scalable Finance: Credit limits may grow as your business expands.

How to Qualify for a Revolving Credit Facility

Qualifying for a revolving credit facility depends on your business’s financial health. Factors that lenders consider include:

Annual turnover and revenue
Time in business
Business credit score
Profitability and cash flow management

Using our finance comparison service service, you can determine which lenders may offer you a revolving credit facility. Answer a few questions, and we’ll provide tailored results from a wide panel of UK lenders.

Compare Revolving Credit Facility Options

Comparing your options is essential to find the best rates and terms. Our Eligibility Check makes this easy by showing you offers from multiple UK lenders in one place — no impact on your credit score.

Apply for a Revolving Credit Facility Today

Ready to improve your cash flow with a revolving credit facility? Use our Eligibility Check to compare your options and find the right finance solution for your business.

Check Eligibility »

Working in partnership with our lending partners backed by the British Business Bank to deploy funds to support business growth and working capital

Our connections to funders are second to none.
We will use our experience to select the right lender to approach on your behalf
We conduct diligence on each application before it goes – we like to answer the lenders questions before they ask them.
We will produce a short credit paper which will go alongside your application.
We can produce the cashflow for you in a format that will be acceptable to the lender
We will ensure that your application is supported by all the key documents needed – if you make it easy for the lender it will cut days off the process and increase your chances of approval.

Helping you avoid common pitfalls

Quality of Applications

Too many SMES get rejected by lenders because they don’t invest time in their loan proposals – we can do that for you.
Credit scoring

Too many SMES make multiple unsuccessful applications and then damage their credit score – We will only approach the lender where you have maximum chances of acceptance on the best terms available.
Loans which your business does not qualify for

Through our connections we have over 100+ lenders who specialise in different areas of business finance. We will help match you with the right lender or equity partner.

Revolving Credit Facility

Specialist Fast Track Service
Flexible Finance from £20,000

Cashflow Solutions can help you...